Do you know exactly how your employees feel when Monday morning approaches?

Are they eager to get back to a satisfying workplace and to perform important tasks?

Or, do they sit home Sunday night dreading another week of unimportant work performed for an ogre of a boss?

The truth is probably somewhere in between; but without actual knowledge of the facts, its hard to improve anything.

The ideal workplace provides employees with empowerment and direction when needed, but shies away from unnecessary micro-management. Employees feel they are contributing to meaningful goals in a significant way. The ideal workplace offers compensation and benefits that meet the needs of employees and cause them to remain loyal to an organization for the long term.

If you don’t know where your employees morale level stands, you can’t make life better or productivity higher. Better morale means greater productivity which translates into an improved bottom line. Unhappy employees miss more work and produce inferior work.

By measuring your employee morale level through an Employee Satisfaction Survey, you can learn how your employees feel provided your employees believe that their honest input will result in appropriate change where needed. The danger of conducting Employee Satisfaction Surveys, of course, is that if you do not allow change where change is needed, you may well cause employee morale to drop even lower.

Suppose, for instance, that one result of a survey is that your employees feel your management style inhibits effective production of quality work. Would you be willing to alter your management style and more proactively empower employees?

If youre not willing to change, you will likely be wasting time and money by performing surveys. If youre willing to keep an open mind, surveys can lead your organization to greater heights and result in decisive morale increases.

Some questions that can reveal a great deal about employee satisfaction include:

(1) Do you feel that management listens to your ideas on how to best accomplish tasks?

(2) Is there a recognizable tie between how well you perform your job and your monetary compensation?

(3) Do you often feel you could do a better job if management would only get out of the way?

(4) Do you feel, once assigned a task, that you are empowered to perform that task?

(5) Do you feel that innovative thinking or “outside the box” thinking is encouraged and rewarded?

(6) Are there enough recognition programs for recognizing outstanding accomplishments on the part of employees?

An effective Employee Satisfaction Survey should not be too lengthy; 20 to 40 questions ought to reveal what you need to know about your employees. Whether you select yes/no questions or choose a 1 to 5 scale (where 5 means complete agreement and 1 means complete disagreement with a survey statement), you should, upon survey completion, compile the results using a database that will let you to analyze the results and convert them into bar charts or other graphics which make them easier to understand.

Do you feel stuck in your current job and tired of doing the same boring things day after day? Are you anxious to make changes in your life? There are many avenues you could take to make things better. Even if you do not want to spend the time or the money to go to a four year college, there are lots of professions that do not require a four year degree. For instance, think about the cosmetology profession.

Should I Consider A Career In the Cosmetology Profession?

If you have always enjoyed styling your own hair and makeup, and helping other people do the same, cosmetology definitely might be something to consider. If you were the type of child who loved to play in your mother’s makeup or to dress and style your friends and your dolls, cosmetology might be your calling. If you often find yourself hunched over beauty magazines or critiquing the style choices of celebrities, cosmetology could be right for you. There are many different careers that fall under the cosmetology umbrella. Here are a few of them:

Hairstylist

These people are generally professionally trained in the techniques of haircutting, coloring, giving perms and other forms of styling and processing hair.

Shampoo Technician

This is the person whole washes and conditions the hair before the stylist begins the cut or treatment.

Manicurist

This person performs different services for the nails, including manicures, pedicures, hand massages, and the application of acrylic nails.

Beauty Therapist

This person is trained in several different forms of spa treatments, such as facials and skin care, massage, waxing, and other types of hair removal.

Electrologist

Electrolysis is the permanent removal of hair, using an electrolysis machine, which zaps the hair away at its root. An electrologist is trained in the use of these machines.

In the United States, cosmetology courses generally focus on hairstyling. The duration of schooling varies from school to school, but it generally takes about a year to become certified in cosmetology. Although the courses do focus on hairstyling, students are trained in the other disciplines as well. These courses are generally about six months. In more prestigious beauty schools, the courses are longer and more involved. As well as taking courses, cosmetologists are required to earn a license in order to practice. The requirements vary from state to state, and sometimes involve an exam.

The amount of money made by cosmetologists varies, but there is potential for big earnings, especially when tips are involved. In addition, after being trained and working for others for awhile, a cosmetologist could open his or her own salon or spa, becoming his or her own boss and a business owner.

Cosmetology can be an exciting and rewarding career, with potential for a lot of advancement! If you think you are interested in the cosmetology profession, start looking at beauty schools today!

Research on negotiating salary shows that up to 80 percent of job offers are negotiable but that only a small number of job candidates actually enter into negotiations of the job offer and salary with prospective employers. The main reason given is that candidates feel ill-equipped to negotiate and as a result are intimidated by the negotiation process. You don’t have to be an expert negotiator to successfully negotiate a job offer. Knowing these basic negotiation strategies helps you to properly plan your salary negotiation and feel confident in the negotiation process.

Delay the salary discussion for as long as possible in the hiring process

The best time for negotiating salary is after a firm job offer has been made. Your negotiating power is at its peak when the company has been convinced of your potential value to them and has decided that you are the best candidate for the job. If the salary question comes up early in the interview process it is best to remain as non committal as possible and suggest that your salary requirements are “open” or “negotiable” until you have learned more about the job. If pressed to give an amount state a wide range within which your salary requirements fall. Avoid giving a specific salary figure on the application form and rather put “competitive” or “open to discussion”.

Find out the value of your skills in the marketplace

Information is your greatest tool in negotiating salary. Research your competitive market value. What are other organizations in your field and geographical area paying for your skills and experience? It is much easier to persuade the company to agree with your salary request if your negotiation proposal is firmly based in hard fact such as what people with similar skills and in similar jobs are currently earning. You can research salary data in a number of ways including visiting various free salary websites, asking people in similar positions, calling professional and trade associations, asking recruiters and employment agents and looking at similar job postings. Know what you are worth to this specific company Understanding your company-value helps you determine your real bargaining power.

What is your value to this particular company?

Consider factors such as the supply and demand ratio of your skills and experience in this industry and area, the number of candidates the company has interviewed, how urgently the company needs to fill the job and the direct and indirect contribution to company profitability of this position.

Evaluate the entire compensation package

Benefits can contribute up to 30 percent of the whole compensation package. Include the benefits in your salary calculations to get a more accurate picture of the dollar value of the whole compensation package. Put a direct dollar value on benefits such as medical, dental and life insurance, company bonuses, profit sharing, direct expense coverage such as parking, phone etc, company services such as child care and paid overtime. Decide which aspects are important to you and what you can negotiate to balance the base salary.

In most cases and especially, when a marketer is a newbie, the internet income comes from many small sources. That means, that they are the results of many long term actions, not from one or two major actions. So there are one shot actions and actions, which will influence during a long period of time.

1. The Difference Between Short And Long Term Effects.

Many short term actions can bring results immediately, but the influences do not last that longer. The long term actions start to bring the internet income step by step growing slowly, but their influences will last almost for ever.

For instance PPC is a short term action and can bring a nice internet income in minutes, but it needs budget and do not leave anything behind. The search engine marketing is a slow growing action, where the search engine ranking improves according the link building program. The results, the internet income, comes slowly, but once you have reached the high rankings, they will stay there.

2. Slow Moving Promotions.

The article marketing is a long term promotional tactics, especially when the articles will stay in the directories for ever. But it will become even more long term, if a marketer uses the long term keywords, because these keywords are not so competed ones. That means a small but steady flow of visitors over a long period of time and nice internet income for a marketer.

3. A Wise Man Does Less.

What actually is the internet marketing? The job is to bring warm visitors to your site or blog so that you can earn the internet income. The fact is, that there are thousands and thousands of different ways to do the job. But there are also wiser ways, which will offer a residual internet income. Why to pick anything else?

4. You Can Always Keep A Break.

When your internet income system is on autopilot, you can whenever keep a break, to rest and to come back, when it is good for you. Compared with a traditional shop, this is a fantastic advantage, especially when breaks do so good for the creativity.

5. The Articles Will Stay Online For Years.

Why do I love articles? The reason are many. The articles presell the ideas of the landing page without revealing the main idea, they improve the search engine rankings, they catch readers from the directories and they build a brand image.
By writing keyword rich articles and by distributing them widely online, you can build a system, which will be automatic, when the number of your articles do the job.

When there is a tough economy, job opportunities are very hard to come by, and job interviews are few and far between, so each phase of the job process gets more key. The initial communication with a company is generally by resume, following which you want to be presented with a first interview. In the event that this doesn’t happen, your resume will have been placed onto the toss heap, with simply no hope of an interview. However, there are a few things you should be aware of for your resume. Make sure that you do in fact have the skills that they are looking for. The easiest way for a business to reduce the number of candidates is to throw out those resumes that do not have the necessary certification. If yours are fine, then you need to make certain your resume aim is intriguing, making them need to interview you. Your aim is the chance to make them interested in you and want to meet you in that first interview. Nevertheless, what you need to understand is that the whole purpose of the resume is to get that initial interview, and the objective of that initial interview is to make it through to the second interview. There may or may not be extra job interviews even after this, based on the company and the position itself.

Now, your resume must pass the initial examination. How can you be sure that you get into the employment interview heap, not dumped in the throw away bunch? There are a few obvious things to do here. Check your spelling, several times, and even get a friend to check for you. You’d probably be amazed at how many people send out resumes with glaringly obvious misspellings in them, a sure way to hit the reject stack. Make positive all the facts you give in your resume are totally accurate. Stretching the truth is not a good idea, and it could easily backfire on you.

Replying with thank you letters is a great way of keeping your name in-front of the organization personnel, and obviously, you can deliver your thanks after each phase of the interview procedure. Of course, you should give thanks each particular person who has given their time to interview you, and the letters should be a little different and personal if you can. Whether you send email messages or regular letters is one of those issues that is up for discussion, however as the years go by, e mail is becoming a more and more acceptable type of connection. Obviously, you really need to check the spelling and the grammar for each thank you letter also.

Introduction:

No income proof unsecured loans are the short term loans for the borrowers who are unable to show their income proofs to the lenders to grant the loan amount. The income proof is an important document that many of the lenders ask for to approve the loans. With the changing occupational atmosphere, most of the people are entering into self-employed category. Self employed people are referred to those who operate their business on their own or in partnership. It is quiet difficult for the self employed people to attain an income proof certificate. The best selection for such people is the no income proof loans. These loans can be availed without pledging any collateral against the loan amount, so no risk involvement. These loans are convenient for the borrowers as they stays free of tension as there is no chance of loosing the valuable asset if the borrower cannot able to repay the loan amount.

Features:
No income proof self employed loans are ideal for self employed loan as they dont possess regular income and their income varies from one month to another. People with bad credit status can also apply without any hesitation and obligation. These loans are designed especially for unsalaried persons because these persons cannot arrange a perfect record of their steady monthly income. These loans do not demand any collateral tom pledge against the loan amount as they are unsecured in nature. They dont even involve credit checks therefore all the borrowers can apply for these loans regardless of their bad credit status. These loans have easy and quick online applications which remove your stress of visiting to the lender and waiting there for long to get the application and approval of the loan amount. In online procedure you just required to fill a simple online application and submit it there on the lenders website. The loan amount will directly get transferred into your bank account within couple of hours. No income proof unsecured loans are a prominent loan arranger that does not ask the borrower for his income proof before advancing the cash. It also offers no income proof secured loans.

Requirements:

There are certain specified requirements are needed for the loan application and easy approval. These are the following:

1.The borrower needs to be a permanent UK resident.
2.He should be an adult with the age of eighteen years or above.
3.He should also possess a valid bank account under his name in UK itself.
4.He should have permanent residential address in UK.
5.He should be earned steady income so that would be able to repay back the loan amount.

Yesterday the Indo- Asean FTA was signed.

Let us see how bilateral trade will fare ! It is bound to shoot up.

We feel that Kerala’s fears will be unfounded, as India gets access to ASEAN
markets. India is leading in IT, BT, NT and other services. India will
capture the ASEAN market and bilateral trade will be to India’s advantage !

Even though ASEAN countries have more yield and more productivity, India
will compete in all fields. India will become the third largest economy in
the world, according to a Goldman Sachs report, based on GDP growth !

The ten member countries of ASEAN – Malaysia, Indonesia, Singapore,
Philippines, Brunei, Thailand, Vietnam, Cambodia, Laos, Myanmar – exported
goods worth $864 b and imported $ 774 billion. India gets access to a one
trillion dollar ASEAN economy !

The pact has been welcomed by industry lobbies. The CII welcomed the move,
saying it will give India access to ASEAN markets. ASSOCHAM said that the
bilateral trade will go to a whopping $60 billion in the near future.

FICCI said that the pact will open up new market opportunities for Indian
business with zero tariffs on 80% of ASEAN imports within four years.

Indian PM Dr Singh had called a group of ministers to allay domestic fears
before signing the pact. 489 items were kept out of the ambit of the pact.

The positiive stance of Jupiter, in India’s Seventh House, is responsible
for this move. India’s exports ( and imports ) are bound to rise !

According to a Kerala Report, a new challenge has propped up. India has to
improve her competitive efficiency to meet this new challenge. It is to be
noted that exports to ASEAN are only $14 b, whereas imports are $20 b. A
deficit of $ 6 b. Challenges are more; achievements may be less !

Cash crops, rice, fish, crude oil, electronics, auto accessories etc are all
ASEAN exports to India. India exports wheat, oilseeds, pharmaceuticals,
organic chemicals, ornaments and refined oil. China has tenfold India’s grab
of the ASEAN market. S Korea, New Zealand, Japan and Australia have signed
pacts with ASEAN. Even though it is a free trade pact, India faces a
formidable challenge !

In 07-08, India had a deficit of $14.56 billion. This is 15% of Indian total
deficit. Indian trade deficit is increasing !

If you asked most people where they would want to work, most of them would say for the government. Sure, it doesn’t pay as much as many private sector jobs, but for most people, the benefits, job security and 9-5 lifestyle cannot be beat. The funny thing is, if you ask these same people what type of job they are looking for, they usually say the same thing – I don’t know, just something in government. This article will attempt to shed some light on the basics to the government job search.

While there are several local, state and federal jobs in every state in the nation, the majority of positions can be found in the major cities, where most of the agencies are headquartered. These major cities include: Washington D.C., New York, Virginia, and California, although if you are seeking a federal job position, your best bet would be Washington D.C. where most federal jobs are located. But, if you are seeking to simply get your foot in the door in a government agency, you can do that in pretty much any city in the nation.

Most government jobs are listed on sites such as USAJobs.gov, which is the primary site for government jobs. Using this site is the same as using pretty much any other job site such as monster, indeed, ladders, etc.

The jobs will be listed by title, location and GS-level. You may be asking yourself what a GS-level is. In government jobs, GS refers to “General Schedule.” The GS-levels are based upon the skill levels and levels of responsibilities of the particular position. The higher the GS-Schedule number, the more senior the position is. So if you are an entry-level employee, do yourself a favor and do not apply for jobs above your level – it will be a waste of your time, as well as a waste of the time for the person reviewing the resume. Not to mention, it will leave a bad taste in the HR person’s mouth.

In addition to USAjobs.gov, there are several other websites that can also be assistance, based upon your location, skills level, and preference. A simple Google search of “government jobs” should do the trick. In addition to government positions, there are also “Government Contractor” positions, which is when a private company contracts with the government agency to perform contract workers. This is an excellent opportunity to get your foot in the door, without having to deal with the bureaucracy of trying to break into the world of government jobs.

Please keep this one important fact in mind – there are an astronomical number of applicants for a limited number of jobs. Therefore, be sure that you can meet the basic qualifications for the position, hire a certified resume writer with experience in drafting federal resumes to prepare you resume for you, take a deep breath, and go for it!

What is an inflated salary?

The reality is that many job seekers will fudge or embellish their current or past salaries on resumes and applications. Employers need to be concerned with this practice because it can be indicative of other resume lies.

Inflated salary is when a job applicant increases their previous salary in order to obtain higher wages when applying for a new job. It is used in place of the real past or current salary. Salary inflation is sometimes associated with an embellished title. When a job seeker promotes himself or herself, they usually attach a higher salary to the position. Unless verified by an employer through a background screening firm, it may not raise suspicion or be discovered.

How to discover a “salary inflator”

Sneaky applicants inflate their salaries because they know it is not easy to get a salary verification from past employers due to confidentiality issues. These applicants are aware of this and use it to their advantage.

Salaries are sometimes inflated to match self-promoted titles. Self-promoted titles are inflated titles job seekers give themselves, although they are not the actual title the applicant held in a previous position. The other reason why an applicant may be involved in salary inflation is to negotiate a higher salary. A reference check by a professional
pre-employment screening firm, such as Accu-Screen, Inc. will help catch this type of falsification on a resume.

Why salary inflators should not be hired

One of the main reasons salary inflators should not be hired is because lies about a past salary may be indicative of other forms of resume padding. When a job seeker is discovered padding their resume, an employer needs to question the suitability of that candidate for a position. If a candidate has to embellish their resume to qualify for the position, then they are probably not qualified. Salary lies also demonstrates poor ethics and lack of trustworthiness.

When salary inflators are caught

When inflated salaries are discovered, the employer has the right and responsibility to question the job applicant about their resume or application. It may be a good idea to give the candidate the opportunity to explain any discrepancies. Additional information given by the job applicant can be verified thorough a background screening like
Accu-Screen, Inc, including a criminal records check. Remember that an employer has the responsibility to protect all its assets.

The derivative market is catered to the trading of derivatives between two entities, value of which is derived from the underlying assets like stocks, bonds, currencies, interest rates, commodities and market indices. Any fluctuations in these assets determine the value of these securities. Three key categories of participants of trading derivatives are hedgers, speculators, and arbitrageurs. Hedgers use variants of the derivatives to reduce or eliminate risks, speculators bet on future movements of price to ensure potential gain and loss in a tentative manner, and arbitrageurs take complete advantage of various price discrepancies in two different markets. The reason why so many participants are actively participating in the market is the bunch of benefits offered by the derivatives.

There are many benefits or advantages of the derivative market. Some of the key economic functions of the derivative market are:

These offer low transaction cost and increased gains.
It also minimizes the risk of variable loss in the financial market.
The market is a clear reflection of the market perception. It helps discover both the future and current prices of underlying assets.
The market experiences higher trading volume because of increased participation of players or investors in the market.
Derivatives provide a significant tool or mechanism through which all the investors or the participants can judge the movement of prices and protect themselves from financial risks.
These securities are inherent in nature and are deeply rooted to the underlying cash flows.
Financial market is a mixed market where it becomes really difficult to monitor and analyze the activities of various participants. The derivative market moves towards a controlled form of trading and offers an organized cash market for trading.
The incremental increase in the profit margins instills a drive within educated people to earn more and start their own businesses.
It also offers new business and employment opportunities across the globe. At present also there are so many active people working in the stock market as agents, traders, advisors, and many more with distinctive responsibilities.
In all ways and forms the market helps increase savings and investments.