We are all interested in saving taxes. Through effective tax planning you can preserve more of your wealth (or wealth that passes to your heirs) through eliminating income taxes on the gain. There are four types of income that may be excluded permanently.

Income Exclusion #1 Excluding Gain Realized Appreciation of Personal Residence

This tax rule makes home ownership a must. If you sell your home at a gain that was your primary residence 2 of the past 5 years, you can exclude up to $500,000(jointly owned) of the residence gain. If the gain is owned by only one individual the gain is limited to $250,000. The gain on sale of residence can only be used only once every five years. For more information on this rule please reference IRS Publication 523

Income Exclusion #2 Excluding Gain on Community Renewal Property

If you purchase a piece of property in a community renewal area and then sell the property at a gain, you will pay no tax on the capital gain. Any portion of the gain attributable to periods before January 1, 2002 and after December 31, 2009 will not qualify. There are 40 authorized community renewal area across the United States. A community renewal area is designated by the Secretary of Housing and Urban Development and Agriculture. The community renewal areas are not necessarily in low income areas. For example, in San Francisco, the community renewal area takes in most of San Franciscos financial district. For more information on the 40 community renewal areas please visit the United States Housing and Urban Development website at .

Income Exclusion #3 Excluding Gain on Property Due to Death

When a person dies, all the property that they own is revalued to the market value as of the date of death. This means if the decedent owned stock worth $1 million as of the date of death, new cost bases for the stock will be $1 million. The surviving spouse and/or heirs disregard the actual cost of stock. This special rule should encourage individuals to hold onto highly appreciate assets and let the transfer of assets occur after the date of death. Thus, Uncle Sam will not capture the income tax on appreciated property. This special property revaluation does not apply to stock or assets held in an IRA account or Qualified Pension.

Income Exclusion #4 Excluding Gain on Life Insurance Proceeds

Life Insurance proceeds received by an individual are excluded from income tax unless the policy was turned over to you for a price. This same rule applies even if the proceeds were turned over under an accident or health insurance policy or endowment contract. For more information on excluding Gain on Life Insurance Proceeds see IRS Publication 554 .

According to Indian astrology, Pisces are well suited to any career in which imagination, vision, and empathy are important. Of all the signs of the Zodiac, Pisces is probably the most creative and inspired employee.

Careers best suited to dreamy Pisces are:

Psychic:
Indian astrology believes that the life of a psychic medium is perfect for Pisces. They dont have to keep a nine-to-five job and can book appointments only when they feel like it. Visions and impressions will be helpful in this career, unlike working as an accountant or jet pilot.
Pharmacist:
Depending on whether they want to work under or over the table, be illegal or legitimate, Pisces would love to be around and distribute drugs. Either way they will make good money, while using their natural compassion and concern for others’ well-being. The tough part would be the long, rigorous educational path for a pharmaceutical degree, but worth it.

Religious Teacher:
According to Indian astrology, Pisces is perfectly suited to religious life, particularly when striving for perfection. Pisces is far from perfect but they reach for the top with wild discard. Very few achieve this level of success, but when they do they can usually bliss out in union with the Divine.

Filmmaker:
According to Indian astrology Pisces are best at brilliant imaginations. In film they can create another world that is highly real but not necessarily capable of existing. Organization can be a real challenge, but when working on a project of this nature Pisces can summon the inner resources to create something spectacular. Think of the work of Spielberg or Lucas to understand what they are capable of.

Photographer:
As a career for Pisces Indian astrology narrates further that, this one is ideal. Their unique vision can be brought to life by the camera lens. Modern technology has made life even more interesting for the photographer because they can now alter their images digitally. Pisces can artfully enhance their work and re purpose it for other uses.

Animator:
Animators are very strange creatures indeed. Most likely the field is made up of a lot of Pisces individuals. This career demands a high level of visual imagination, concentration, and technical knowledge. Concentrating for long hours can be a real challenge, but when creating an animation, and Indian astrology believes that Pisces are capable of becoming quite lost in the project. Health and balance can become secondary in their pursuit of perfection. They need to watch that their diet doesn’t consist of coffee, cigarettes, and fast food when the schedule gets tight.

Job opportunities for Las Vegas Personal Trainer are expanding rapidly due to the public’s focus on health, wellness, fitness and anti-aging. Aging of the US population over the next decade will only serve to increase this demand. So, how do you choose a fitness center and personal trainer that is right for you?

What a Las Vegas Personal Trainer Does
A competent personal trainer performs a variety of tasks including:
Performing initial consultations during which the trainer interviews clients to determine readiness for physical activity;
Helping clients set realistic goals and motivating them to follow through with their programs;
Developing individualized exercise programs based on goals and progress;
Demonstrating safe and effective exercise techniques while supervising each clients program;
Maintaining client records for progress tracking and liability purposes.

Certification and qualifications
It is important that you hire a personal trainer who is certified. Top fitness professionals are certified by a national organization; two of the best are the National Strength and Conditioning Association (NSCA) and the American College of Sports Medicine (ACSM). Included in the requirements for recognition by one of these organizations is that the trainer must be AED and CPR certified and carry liability insurance.

A competent personal trainer ought to be passionate about teaching fitness principles and pursuing continuing education. Make sure the trainer you select has experience in your areas of interest, whether it be losing weight or completing a marathon. The trainer should care for his or her clients and be willing to spend the necessary time to help clients achieve their goals.

Cost
Cost per session ranges from $50 to $125 per hour. Some trainers will require an initial 12-to-16-week commitment, while others will allow you to pay monthly. Although this may seem expensive, research has shown that the education and motivation a trainer provides can help you reach your fitness goals. Supervised workouts will improve your results and help you stay motivated; however, the key is to find a certified trainer whom you like and who has a track record of helping clients establish a healthy lifestyle.

Choosing a facility
Avoid putting obstacles in your way before you even arrive at the gym. Choose a facility that is close to your home or work and that isnt too crowded. Make a list of the things that are important to you in a facility (for example, certified trainers, variety of equipment, group classes, childcare, lockers, changing rooms and so forth) and don’t forget to check for cleanliness.

Larger facilities depend on the fact that most members buy long-term contracts but rarely show up to work out. A great deal on a gym membership means nothing if you never go. Consider hiring a certified trainer and paying for a goal-oriented program on a monthly basis. A trainer who holds you accountable to your goals, helps keep you motivated and gives you hands-on training can make all the difference in helping you achieve your goals.

During your job search you should use any and all tools available to land that position. One of those tools can be recruiting agencies. Recruiters generally fall into two very different categories. The first being employment agencies that normally focus on entry level to middle management positions and temporary or seasonal employment. The second type of recruiters being retained search firms that specialize in specific industries for senior level positions. The two are very different in the way they recruit and also charge for their services.

Recruiting agencies charge a fee to the employer when a candidate they referred is hired. The recruiter will do the prescreening and send a group of candidates to be interviewed and screened by their client company. The fee that is charged to the company if they hire one of the referred candidates can range anywhere from 5% to 30% of the employee’s first years salary. This payment arrangement works since the positions they are filling can normally be done in a relatively short period of time because of them primarily being entry level in nature.

Retained search firms are a much different animal and are hired by a company for a specific amount of time and initial fee. They are paid as a consultant whether they fill a position or not. If they do fill a position they are then paid an additional fee along the lines of the recruiting agency. Retained search firms act more as an employee of the company.

The reason companies retain firms is for those hard to find positions that need to be filled that take time and money. The search firm needs some initial capital to fill these more specialized positions. Retained firms are normally looking to fill positions that have salaries of $125,000 a year to millions of dollars.

Whatever type of recruitment firm you do decide to work with you should never sign any type of exclusive agreement with them. You should also never pay for a recruiter. That should be coming from the potential employer.

For over a decade David J. Clemen has helped thousands of people find gainful employment through job search coaching. David is currently a contributor to How To Start Your Job Search

A top way to generate instant internet income is by selling products and services and getting paid directly into your PayPal account. PayPal is the largest online payment processor on the internet.

Having your own PayPal account enables you to pay for almost everything you need online. You can also get a PayPal credit or debit card to make payments with and it is very user friendly.

As far as accepting payments is concerned it is not difficult to set up and payments made to your PayPal account show up instantly. You can then withdraw your funds choosing a method that is most convenient to you.

Usually you have to wait to get paid if you are involved in affiliate marketing or network marketing programs. Many of the companies in these types of programs will pay you via PayPal, but they usually pay out once a month. Once they make the payment it will show in your PayPal account very quickly.

Starting your own service business is one way to earn instant internet income via PayPal. As an example you could write articles and blog posts for other internet marketers.

You would need to set up an order page and accept payments for the articles in advance via PayPal. If you spend time marketing your service and once your reputation as a good writer grows you will soon have orders coming in on a regular basis and your daily internet income will grow as well.

If you have good technical skills to offer such as setting up websites, or graphic design, copywriting skills etc., you could offer your services and also get paid via PayPal.

Another option is to join instant pay affiliate programs. With these kinds of programs when you sell products you get paid immediately into your PayPal account when the customer makes a purchase.

When you set up your url to market the program it will include your PayPal email address and that is how your payment is tracked when a customer makes a purchase.

These programs are great for generating a burst of instant internet income when you need it.

You could write your own ebook and sell it yourself. Again you would set up an order page where your customers can pay you via PayPal and as soon as payment is made they would be provided with the download link.

Working as a Virtual Assistant to other internet marketers is popular and you can have them pay you via PayPal.

The above are a few popular online business ideas where you can generate instant internet income via PayPal.

With the increased population the competition for getting a job has also been raised. Government has initiated several programs for those suffering from unemployment so as to make them available with the basic needs for survival.

MGNREGA abhiyan is one of such governments scheme enacted on Aug 25,2005 with the motive to increase the purchasing power of rural people. It was initially named NREGA but later on October2nd 2009 it was renamed as MGNREGA. The scheme was brought up by UPA coalition government. The scheme guarantees employment to rural household whose adult members volunteer unskilled manual work for one hundred days in every financial year.

The scheme has basically two objectives i.e. rural development as well as providing employment. The works must be targeted towards some specific rural development activities like afforestation, water harvesting and conversation, flood control and protection, rural connectivity, etc. The people are employed for specific works like planting trees, levelling lands, construction & repairing of embankments and many more.

But again the program was not that effective. It was criticized with controversy about poor quality of infrastructure, corrupt officials, deficit financing and unintended destructive effects on poor people. Few people were getting the benefits of the scheme. Even after having a huge work demand in India many people are unemployed and dying as they are not able to fulfill their basic needs.

However, The Poorest Areas Civil Society (PACS) the non-government organization came forward in order to increase the reach and effectiveness of MGNREGA. The organization is an initiative of U.K. government with an aim to bring the socially excluded groups in the forefront for International Development. It helps those socially excluded people in claiming their rights, entitlements by promoting governments inclusive programs, policies and institution at all the levels i.e. state, district and local level. The efforts by the organization are expected to result in an increase in registration of socially excluded groups under MGNREGS, timely payments to workers, productive assets and resources, job cards of individuals of socially excluded groups, participation of CBO’s for implementation of the scheme in MGNREGS.

As a large population of India are residing in rural areas. So it is very much important to bring them in forward and develop their living standards. The government even allocates funds and schemes in several places but is not utilized properly. The people living in rural areas don’t even claims as they are not even aware about their rights. They need to be literate and know about their rights and the schemes and programs launched by government.

For more information please visit website :-

Benefits of online business are very obvious to almost everyone. Internet is not just about selling products online, many other services are being utilized by using it. One such example is Human Resource services. Online job posting, resume management and online hiring are very common now. Even telephonic interviews by using internet are conducted instead of personal interviews. Therefore the market for products serving these needs is rich and growing faster.

Magento as an eCommerce platform serves the need of every business that is running online. It has a rich market scattered with dozens of products for each business type. We are concerned now with Magento Plugin providing solutions for Human resources and we find Open Jobs Manager a great utility because of its features.

This Magento Extension provides 6 smart configuration sections to manage your jobs. You can define job types, their locations, departments and much more. Each job has a section from where you will be able to manage applications received against it. This section provides required information for applicants like Name, Email, Application date, Phone and resume. Also another wonderful feature without which an application is considered to be incomplete has been provided and that is social integration. You can now publish any job to Facebook, Twitter and Linked-in.

Features:

Create, edit, enable/disable Job type, location, departments
SEO friendly URL for Job’s detail page
Set Meta title, meta keywords and meta description for each job’s detail page
View applicants from Job’s edit page
Download CV and view details of applicant right from jobs management section
Post job to your FaceBook wall from Job’s edit page
Tweet Job on twitter from job’s edit page
Share Job on LinkedIn from Jobs edit page
View applicants count on Jobs grid
Job listing page image can be set from configuration
Can change the label of Jobs in top links and bottom links
URL suffix can be configured from system configuration
Can configure the number of jobs to display per page
Can Filter jobs by location
Can Order jobs by Department, date etc.
Quickly apply for a job from a dropdown menu…

Employer-employee relation is another name for industrial relations in the academic world. It is a system of communication between the employer and the employee, which seeks to maintain and develop work productivity, motivation and morale.

Contrary to common misconception, employer-employee relation is not limited to underlying unions or collective bargaining issues but also covers over-all employee management and the employees relationship towards his employer, i. e., the boss.

Employer-employee relation is governed by existing labor laws, related jurisprudence and administrative rules and regulations on the matter.

Labor laws on the other hand consist of federal law, state law and judicial decisions.

The laws are primarily focused oh the relationship between employers and employee who, for practical reasons, group themselves into union for more effective bargaining power. Employees are granted by these laws the right to unionize, picket and strike while employers are granted the right to seek injunction and lockouts.

In the US, the National Labor Relations Board (NLRB) hears relationship disputes between the employer and the employee or their union. It is also the NLRB, which determines which union will represent an employees unit.

But for those whose employer-employee relations are not governed by the National Labor Relations Act (NLRA), NLRB cannot exercise jurisdiction over them. However, they may bring their disputes for resolution under other federal and state laws.

For those who belong to the railway and airline industries, their employer-employee relations are governed not by the NLRA but by the Railway Labor Act.

For public employees in federal government agencies, their relations are governed by the Federal Labor Relations Authority.

To those who have been taken advantage by their employers, they may invoke the provision of the law. Issues that usually arise out of this employer-employee relationship include, but not limited to, the following:

Hours of work

Overtime pay

Benefits

Working conditions

In the State of California, the employer-employee relations between the state and the employees are specifically dealt with under the California Government Code. The law seeks to promote full communication between the state and its employees by providing a reasonable method of resolving disputes regarding:

Wages

Hours or work

Other terms and conditions of employment

The law also promotes the improvement of personnel management and employer-employee relations within the State of California by providing a uniform basis to recognize the right of state employees in joining organizations of their own choosing and to be represented by those organizations in their employment relations with the state.

Some of the counties in California follow suit by having their own employer-employee relations policy or rules and regulations to govern the relations between the county and its employees. Some of them include the counties of San Mateo, Solano, San Joaquin and Humboldt County.

The professional corporation is an entity classification used in many states for professional services. Classic examples include medical, legal and accounting practices. Professional corporations usually come with serious restrictions and the individuals who can be shareholders is often one of them.

Any article on professional corporations necessarily involves a lot of hedging with verbiage such as -usually-, -generally- and the like being used. The reason for this is these entities are controlled by state law and each state has its own requirements. For the purpose of this article, we are generally looking at California law.

By its very definition, a professional corporation is limited to the providing of professional services to clients. Given this, most people assume a certain level of skill when they attend the entity. For instance, a person going to Los Angeles Cardiology Medical Corporation generally assume they are being treated by licensed physicians who specialize in cardiology. In reflection of this, many states have instituted a public policy of restricting shareholders of professional corporations.

The classic restriction is to limit the class of shareholders to professionals in the particular field. For instance, the shareholders of a medical corporation could only be licensed physicians in the state. A non-licensed professional such as a management person could not be a shareholder.

This limitation seems fairly straightforward and simple, but it leads to odd situations. In California, for instance, what happens when a physician that owns a professional corporation passes away? Generally, the practice would pass to his spouse and heirs, but what if they are not licensed doctors? They cannot have an ownership position in the entity, so careful planning has to be undertaken to avoid serious problems. Selling the corporation will be difficult because there is no leverage in doing so and no guarantee the patients will stick with a new doctor that buys it. In the end, many entities in this situation are simply closed down. Fortunately, there are ways to plan for this financially by having the entity purchase life insurance that pays out on the passing of the sole shareholder.

The restrictions and requirements surrounding a professional corporation are extremely dependent upon the state one is in. What is required in California may be entirely different than what must be done in Oregon, New York or some other state. If you are considering forming one, it is highly advisable to speak with a business lawyer in your area who has experience dealing with them.

Richard A. Chapo forms medical and legal professional corporations for clients at SanDiegoBusinessLawFirm.com.

Employees are a valuable asset to any organization. It is essential to protect this vital resource as talented and motivated employees play a crucial role in overall growth and success of the organization. Focusing on employee retention techniques can positively impact the organization as it increases employee productivity, performance, quality of work, profits, and reduces turnover and absenteeism. Effectively creating an engaging environment, recognizing good performance, giving benefits and rewards, promoting mutual respect are some of the ways for effective employee retention.

Increase Employee Engagement
Effectively implementing employee retention program by increasing employee engagement ensures that the employees are satisfied with their work, take pride in their work, report to duty on time, feel responsible for their job, feel valued for their contributions, and have high job satisfaction. As employees actively focus on their work, it increases the productivity levels in the organization and leads to improvement in several associated areas. Employee engagement ensures that the employees have a clear understanding of their roles and responsibilities in the organization. Increasing employee engagement helps to develop emotional connection, enthusiasm among the employees that promotes teamwork and healthy environment at the workplace.

Motivate Employees
Motivating employees by offering them better opportunities for career development can help in employee retention. Giving rewards, recognitions, promotions, and appreciation to employees can motivate them to increase their productivity, commitment to work, and loyalty to the organization. They feel that their contributions are valued in the organization. Giving incentives, pay hikes, bonuses can also help to motivate employees. Recognizing employees contributions and aspirations motivates employee to work productively and increases his confidence that helps in employee retention.

Focus On Team Building
Promoting team culture helps to actively involve all employees in achieving the goals and in overall success of the organization. Promoting team building imbibes a sense of belongingness among the employees that they are a part of larger goals or objectives of the organization. Team building promotes team work and team effort that help employees to tackle work pressure and thus provide a competitive advantage to organization. Focusing on team building activities can help to reduce workplace conflicts between team members as they work in a team. Organizing team building games, seminars, outdoor events help to promote team spirit, unity, and reduce stress.

Recognition of Performance
Recognition of performance of employees is an effective method of employee retention. Although monetary compensation can act as a motivating factor, openly recognizing the performance, initiative, and good work increases the morale and motivates the employee to work more productively. Appreciating the performance motivates the employee and they feel valuable within the organization. This helps in employee engagement and to increase the productivity levels.

Following effective employee retention techniques help to leverage the most valuable asset, the employees, to achieve growth of the company and increase the bottom line profits. Various employee retention techniques increase the employee productivity levels in the organization leading to reduction in cost per item or services produced.